Affirm
Qualified buyers split a purchase across 3, 6, 12, or 24 months. As low as 0% APR for high-credit buyers; up to 36% APR otherwise.
- ✓ Soft credit check (no hit to score)
- ✓ Decision in under 60 seconds
- ✓ Pay-monthly plans up to 36 months
- ✓ No fees, no compound interest
- ✓ Works on any cart over $50